Appraisal services for North Kingstown and Washington County homeowners

Check out the top 7 reasons why RI homeowners hire United Appraisal Group:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a RI property tax assessment
Remove PMI to cut a monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a RI divorce, when real estate needs to be divided
Determine the true market value of real estate in question to settle an estate in Washington county or RI

Own a home in or near North Kingstown, RI and need help determining the price of it?
Contact United Appraisal Group.

We at United Appraisal Group understand the unique needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Need to remove PMI?

A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping people just like you dismiss unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that's declining. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from United Appraisal Group is your chief weapon.

Recently got a freeze your HELOC?

If your house is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. United Appraisal Group can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have an expert double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? United Appraisal Group offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.